How much can the IRS take out of SS checks?

Question

My mother was told she owes back taxes, but she didn't know. My dad who had Alzheimer's took care of everything financial in the household, before we knew he had the disease. He died of a stroke 4 yrs ago and the IRS was at the door today. Does any one know how much (percentage or all) the IRS can take of my mom's SS check for these back taxes? She is in her 70's. What would she live on if they take it all?

Answer 1

IRS can levy on Social Security and, for a single person, take all but $745.83 per month but would be unlikely to do that unless the taxpayer goes out of their way to make life difficult for the IRS employee with their case.  Under the Federal Levy Payment Program,  15% can be taken.  This is semi automatic if you sit on your hands and ignore notices that it is about to happen.  

If a revenue officer from IRS made a personal visit, he or she will want to get any delinquent returns filed then determine what your mother's ability to pay is.  It could be nothing.  Since your mother appears to be clueless about what has happened, she could some professional help getting affairs in order and undoing any damage that may have been done.

Answer 2

The garnishment is 15%.

Unfortunately, the back taxes are owed and this is a source of income to her.

She can call 1-800-829-7650 and try to make alternate arrangements.