I have been offered a GS13 level position within a federal agency, and I am about to proceed with the first background check (prior to both my start date, and full blown security investigation). I have about 70K in student loans, a few K left to pay on my car, and about 15K in revolving debt. Despite these debts, my consumer credit rating is over 750 and I have never been late paying any of my bills. I am however concerned that the 15k in revolving (i.e. credit card debt)accounts will draw a red flag. What is the threshold for revolving debt in the federal hiring process? Do they pay more attention to the underlying habits (i.e. on-time payments) as do the consumer reporting agencies, or will they disqualify me for having a relatively high credit card load?
Tags: