How much credit would i get with a capital one standard platnium credit card?

Question

i want to kno what veryone else got

Answer 1

I got $1,000.  After 2 years $2,500.   Now it's $7,000.

Answer 2

Mine is 20k at 9%

Answer 3

Yeah I also started out with $500 and then after paying on time for 3 months went to $750. When I called to question how CLI's are done they replied "they are done periodically so we really do not have an exact date....." I better not still be at $750 five to seven years from now.

Answer 4

it starts at 500 and goes all the way to 20k based on your credit profile and age, I have had Capital One for 4 years and I am currently sitting at $6300. They started me off with 2300 and they did a 4k CLI a year ago because I hadn't used it in a while and they wanted me to give them some business. I am still not giving them any business because I dont like their rewards program.

Capital One is one of the more conservative banks out there meaning they are really anal about CLI and almost never increase credit limits. I was the exception to the rule because my brother has had this card since 2001 when he was in college and he is still sitting at $500. He has exceptional credit and has never been late ever on any payment ever and has kept his credit utilization low. He has never asked for a CLI and they have not bothered to give him one in 7 years. So he doesnt use the card and I dont use it either.

Answer 5

Honestly, it would depend on your credit and how you make your monthly payments. They can start you with $500 and if you pay your monthly bills on time, they might increase your credit limit. http://bestcreditcardratings.com/Capital...

Answer 6

That card has very low limits around $500 to start with. If you want more limit then you should try different companies such as citi, amex, chase.... I saw some good cards at the site below so you should check it out before you get a card and get stuck with low credit limits.