How much do health insurance agents make from their clients?

Question

I am wondering how much my health insurance agent will make from my business?

Answer 1

It will vary by company. Some companies will have a flat percentage throughout the life of the policy, other companies will have a higher percentage in the beginning that will decline in subsequent years. Whatever the agent does make has no bearing on what you pay; you pay the same using the agent or if you buy directly from the company. With an agent you'll have someone local to work with you if you have questions in the future.

Answer 2

There is no hard and fast rule for the amount. The amount they receive in commission depends on a number of factors: your premium, the type of policy sold, the contract they work under (e.g. independent or exclusive agent) and the payout the companies have determined for the commission schedule.

Answer 3

very very little