How much does boat insurance cost on average for a 28ft boat?

Question

How much does boat insurance cost on average for a 28ft boat?

Answer 1

I had a 21 foot Gambler bass boat with a 225 Mercury Pro Max built by Mercury Racing division and my insurance was less than $300 a year and that was a 90+ mph rig. Check with your car insurance guy and they will usually try to get you a decent deal.

Answer 2

Insurance on this depends a lot on where you are. Call around and see what you come up with.

Regards,

Dan

Answer 3

It depends on the type of boat, it's condition, how much insurance you want, where you live, your driving record, age, and so on.  

You can get a quick for boat insurance from United Marine Underwriters at http://www.unitedmarine.net without giving your life story away, it took me about 90 seconds when I was shopping around.  

But I suggest you check out WikiHow's article http://www.wikihow.com/Shop-for-Boat-Ins... because there's a lot to consider when you're getting boat insurance.

Answer 4

I pay $389/yr for a 24 ft 1985 cabin cruiser , this includes the new dinghy and motor we bought 2 yrs ago. I am getting ready to check into new ins with my auto ins co

Answer 5

Depends on age and condition of boat . Insurance company may require a survey to determine condition .Boat U.S insures a lot of boats ;I have been with SAFECO for many years they have been good settling claims ;I don't know your location but I deal with a branch in Mount Clemens,MI. Agent name Carla.

Answer 6

I pay $406 a year for my 32ft cruiser.  I think it really depends on your location and if you're in a high theft area or not