How much does car insurance usually cost?

Question

I'm 19 now. When I wanna get my own car when i'm 20. I never had a car before. but my dad says he won't let me drive away his car without him sitting next to me. I hate that, so I want to buy a second hand car n I can be free to go anywhere, and hide it at my friend's place so my dad won't know it. so I guess I need to purchase somekind of insureance by myself, I don't want to be covered under my dad's insurance since I dont want him to know at all. any information or opinion will be helpful thx!!

Answer 1

There are several factors insurance companies use to determing what you pay in premiums.  They are:

Your age

If you are a Male or Female (insurance is usually cheaper for females)

The kind of car you are driving  (They will ask for the VIN number,  it will tell them everything they need to know about the vehicle).

Your driving record

Where you live

What you will be using the vehicle for  (pleasure or drive to work)

And now, some insurance companies use your credit score to determing the rate you will be paying

A good tip to remember is to stay away from "independent insurance agencies"  they sell for many companies.   Inquire at one company only insurance agencies like State Farm,  Allstate,   Farm Bureau,  Nationwide,  etc.  They are usually able to give better rates and discounts.  

I would like to ask you not to hide things from your dad,  If you bought the car and will be paying for the insurance,  why hide it??    Whether he likes it or not,  you can hold your head up high that you are being responsible enough to have a car on your own.

Answer 2

Try this one - http://autoinsurance.undonet.com - I personally have their car insurance, cause it is the cheapest for my family in our area.

As I know they have lowest rates for teens and first time drivers.

Answer 3

insurnce is going to cost different for different people. you should go to http://u76.org/qc4 and see the cheapest quote.

Answer 4

depends on your record, and type of car.  You are over 18 you are an adult, you shouldn't be hiding a car from dad.  He has no say about your own car.

Answer 5

Well, there are many other factors that comes into play with insurance type of car, where you live, driving record, etc. When you start looking for cars check this site out http://www.ez-insurancesearch.com they'll give you quotes from top providers in your area and give you great info as well. Good Luck!

Answer 6

learn to understand some principle conception before accept any suggestion is a great idea.Here is great place to start.http://carinsurance.expertsupport.info/a...

Answer 7

Depends on the make and model car and  your driving record.