How much is a unevenly cut 20$ bill worth?

Question

Its a series 2004, no atm machines will even take it, the bottom has a big gap, but the top is very thin

Answer 1

It's still worth $20. Take it to a human teller at a bank if you want it changed. Or just spend it in a store and let them deal with it.

Answer 2

2 rolls of quarters

Answer 3

Im guessing $20, just take it to a human clerk and but c**p with it.