How much is car insurance in New Jersey?

Question

my sister lives in new jersey and she is wondering how much is the insurance going to cost. She doesn't have a car yet .. she is 17 .. what does she need in order to get a car. Like how much should she save up in order for her to be able to buy a car.. ..

Answer 1

Help yourself:) You can easily check her NJ quotes in internet, for example here: http://autoinsurance.maclenet.com

Answer 2

insurance is EXPENSIVE in jersey.  but, without knowing what kind of car and her driving history, i wouldn't even be able to give her a ballpark quote.

My husband and I both have good credit, clean driving histories (no accidents/tickets), he's 28 and I'm 25.  He has a 04 avalanch and i have a 00 chevy lumina car.  we pay around 200 a month for our insurance through state farm, which was the cheapest for us.  that includes our multicar discount and everything.  when we were in pa we only paid about 75 dollars a month for the same coverage on the same cars...  yikes.

if she has good credit and wants to buy a car with a loan, she wouldn't have to save up too much.  but if she wanted to get a car without credit, she will be looking a quite a bit.  it really depends on what type of car she wants.  tell her to start doing research and go to used car websites to look at prices of cars she's interested in.  that way she has a good idea of how much money she needs.  then add a whole bunch more for insurance and registration.  the nice thing about jersey is inspections are free and registration lasts for 2 years.

Answer 3

For auto insurance the obvious way to get a good rate is do a rate comparison on car policies. Make certain that you choose similar policies with the same deductibles, car make, location, etc so that all options are an accurate comparison.



What I most often recommend is an online comparison quote at http://www.InsureAutoNow.info since they have top name insurers and will give multiple quotes on auto insurance polices.