How much is the cost of delivering a baby in california without insurance?

Question

Hi, i'm from the philippines, and I'm planning to give birth in california specifically in san francisco or los angeles where I have relatives. I wish to pay in cash but I would like to know how much discount I can get for a normal delivery or c-section. I hope you can provide me with organizations as well as their contact numbers that can guide me throughout the process within those area. Thank you so much.

Answer 1

Deliveries can range from $10,000 to $40,000, possibly more.

Depends on if you have complications, c-section, or vaginal delivery.

You will not only have the dr charge (which averages from $1500 and up) but the hospital charge ($10,000 and up) along with other bills from people who provide services to you and are billed separately.

You might want to consider trying to get a medical card if you don't have insurance.

Answer 2

I ASSUME THAT YOU ARE NOT A CITIZEN, OTHERWISE WHY NOT BUY YOURSELF AN HEALTH INSURANCE POLICY? YOU CAN ALWAYS GO TO THE COUNTY AND SAVE MONEY, OTHERWISE  $10,000 TO WHATEVER  THEY CHARGE WILL BE YOUR BILL.

Answer 3

Unfortunately, it is impossible to give you exact info, because each hospital and doctor will have their own rates and requirements for payment. However, all hospitals and doctors have cash discounts for maternity. You will need to check with the specific doctors and hospitals you plan on using. Check ahead, since some may require the payment ahead of delivery. You will probably pay for a vaginal delivery but be prepared to pay for a c-section and the additional days if that should occur. Of course, you will also need to be mindful that you will have to pay a pediatrician for the baby's well-check and a possible circumcision if it's a boy!  You will also want to inquire about the cost of an epidural should that arise.

Ask your relatives what hospitals are in the areas you plan to be in at the time of delivery. Surely, they would be able to recommend one or two. Then probably, you can look on-line for OB's that are affiliated with that hospital.  

Since a normal 2 day stay vaginal delivery would run $13,000-$15,000, you could expect to pay 1/4 of that if you paid cash.