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Last year the company my husband worked for went bankrupt and didn't pay him for 3mths. We fell behind on everything and his credit scrore dropped to like 550. We've caught up pretty well and it's gone up to about 590 in just a couple months. We are about to get that back pay and want to pay off one of the cars. It was a $19k loan and we owe about $6k left on it. If it's paid off a year early and was that much how much (round about) can we expect that to help his score? We're hoping to get up to 700+ by next Spring so we can sell ours and buy a new house. Thanks : )
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