How much trouble would I get in?

Question

Ok heres the scenario. I want a PS3 and I really dont have the money right now. Circuit City has some in stock so I was thinking about getting a creidt card with them, BUT Im only 17. Ill be 18 in about 7 months, but Im not gonna wait that long to get it. My question is how much trouble can I get in if I just put my age 1 year back to make me 18? I will pay my bill about $200 every month to get it payed off fast. Now dont leave answers like "dont do it!" or anything like that. I just want to know the most common thing that would happen. Hopfully ntohing. Thank you

Answer 1

The moon has the same axis as the earth.

Answer 2

Your date of birth won't match up with the records and it will cause a problem.  Save your money and buy it honestly.

Answer 3

This is illegal and fraud punishable by fine and or imprisonment. Do not do this.  

Answer 4

wouldn't that be illegal? Doesn't this give you the answer?

Answer 5

won't happen. When they run your credit to see if you qualify for the card, your real date of birth will come up

Answer 6

That's not a good idea. To apply for a credit card you have to give them other specific info too, not just your birthdate. Most will require your social security number, driver's license, or other highly personal identifiers which will eventually lead them to your real birthday.

You can, however, open a savings account at most banks. I had my first savings account when I was 11 years old. Just be patient and start saving your money. You can probably find a PS3 on ebay for a comparable, or even better price than retail. PayPal allows you to pay an ebay merchant through your bank account if you wish, not just via a credit card. I hate using cards and I pay for ebay stuff all the time with my bank account through paypal.

Dont s***w around with your credit. If you goof it up by lying on a credit card app it will follow you around for years and may make it more difficult to get credit in the future.

Honest money goes further. Just do the right thing and you'll get what you want eventually.

Answer 7

If you're not working, they will not approve the account.

Answer 8

You could potentially go to jail for felony fraud and have terrible problems finding a job for the next ten years or so.

Some other posters raise an interesting issue with respect to the birthdate discrepancy.  It's possible that they would be able to verify your birthdate, but I expect it would be difficult for them to find out since you likely have no other accounts.  Instead I'd expect them to deny the card for lack of significant income or credit history.  But I find it mildly plausible that they'd actually give you the card, since apparently you have some income.  Indeed it's happened before, as evidenced by the link below.

I think this is a interesting sort of question to pose even though it would be foolish to try in real life.  When posting questions like this, though, it might help to try and convince others that you're mature enough not to try such things.  For example, it would help to use apostrophes in contractions, and to spell "hopefully", "credit", "nothing", and "paid"  correctly.

And, of course, you should consult a lawyer instead of Yahoo! Answers if you actually are crazy enough to consider doing something like this.  Only a lawyer can give legally give advice about legal risks.