How n where file case against insurance company?

Question

My Mother in law had a health policy from icici lombard worth rs 3lacs. 2 months back when she got admitted in hospital they rufused to send approval. later they sent the approval for 1lac after a lot of hot discussion with the company (TTK executives). Then they started to deny the further claim by asking same medical tests again n again. My mother-in -law expired with heart attack when she heard of all this. now i want TO FILE CASE AGAINST THEM CHARGING THEM OF MURDER OF MY MOTHER IN LAW. please suggest me how to go for this.

Answer 1

please check the site of icici lombard, and find the details about INSURANCE OMBUDSMAN

Answer 2

My condolences !!

I do not know the exact nature of your case. Still there are some options you can exercise:

1. Go the the INSURANCE OMBUDSMAN - the company is supposed to  provide you the details on demand.

2. You can complain to IRDA(Insurance Regulatory & Development Authority).

3. You may approach  the District Consumer Forum  (sonsumer court) and make a complaint. Be sure you have all the records of insurance and treatment. and medical history  at hand.

have a nice day !!

Answer 3

You hire a lawyer.

They didn't murder her, though, so you're going to lose.  She died of a heart attack.  

Their failure to pay, doesn't mean she couldn't get treated - you COULD have paid cash to have her treated.  It's not THEIR fault YOU didn't want to pay for your mother's medical treatment.

Answer 4

you could try to obtain as much as resource as you can by search the keyword in search engine,if you have good luck there,then your problem solved.however,if you could not find the answer by doing that,here is the relevant resource i prefered.http://health-insurance.online-tips4u.in...