How old do you have to be to have a credit card.?

Question

Im 15 and just got a job and i need a credit card.

Answer 1

You're not entirely out of luck.  While you can't apply for your own credit card account, you can still get a card in your name on your parents' account.  Ask if they will provide you with a card on their credit account and tell them you will pay them back at the end of each month for the purchases you make.  However, you should be careful as everyone knows credit cards can cause problems for young people.

Answer 2

sorry charlie, got to be 18 in order to get one.  Since you are a minor the law doesn't allow a minor to be held to a contract.