How the heck do you buy a home in Orange County Ca.?

Question

I make over 100k a year and have credit over 750...

everything I see thats decent is over 1 million.... I just dont see how some people that make less then me can purchase homes like this? Are there special loans out there for this?

Answer 1

If you're serious, look into first time buyer programs.  They usually help with the down payment which is key in getting your monthly payment down.  HUD is a great government sponsored one, but check out the city you want to buy in.  Most major cities/counties have their own great programs.

Answer 2

Reason why people get into real estate...

Foreclosures, for sale by owner, converted apartments, condos.

Answer 3

Apply in person in mexico city,take lots of dinero

Answer 4

you can buy anything you want with money and good credit.

Answer 5

sell drugs, hang out with the ***-bees and collect welfare and other types of income found from illegal processes.

Answer 6

Have millions of dollars.

Answer 7

I know how you feel. The reason you are having problems is because you are a smart consumer. You are looking for a home that you can afford. People who purchase a million dollar home and make less than 180K per year are either putting down a huge down payment (25%+ hmm....doubtful) or are stupidly using creative mortgages to get into the home.

Be patient and keep looking. You'll find a home that you can afford.

Answer 8

Please be more specific.

Price-wise? Get a Good Job..

If your looking for a house there, Try www.coldwellbanker.com, www.realtor.com, www.remax.com, etc.

Answer 9

Well, I'm sure a realtor or someone like that there would be only too willing to help you. Then, for the cost, you can always get a loan. I bet there's a website that you can find some good homes.

Personally, I would head to another place. There are much cheaper places to buy homes (if you're looking for homes, and not neighbors). A week or so ago there was in article in Yahoo! News about that. Also, if prices are too high, then try an apartment.

In the local newspaper, they should also have a list of some apartments or homes available. You might want to check that, but it might only come in the Sunday paper, I wouldn't know....I'm pretty sure you can get newspapers just about anywhere in the city, though.

Answer 10

Money usually works pretty well...