How to afford $1,100 a month daycare for a 2 month old? how much income to make?

Question

..what kind of job would pay enough to cover an $1,100 a month daycare center cost? on top of having to pay your monthly rent for your home, car insurance, utilities, gas, etc...?

i am a single mother, too..living on one income..

i was checking out some local daycare centers..and this place was booked until next summer...how does the "average joe" afford $1,100 daycare a month?how much would i have to make hourly/monthly to be able to afford that? and its the same price anywhere else...

Answer 1

Sweetie, if you are asking this question you probably won't qualify for a job that will cover the expenses and more than likely can't afford it.  Not to be rude, just realistic.    

You need to sit down and write an income to debt ratio and see what you have....basically take your income...deduct rent, utilities, other bills, gas and food expenses, plus money for emergencies even if it's 10 dollars a week, and see what is left and whatever the difference is between that and the $1100 is what you need to come up with.  Is there something special about this place that makes you want to send your child to it?   Find out if they take assistance and see if you qualify for any programs.  Good luck to you.

Answer 2

it depends on how much your other bills are. I live in CA where rent is sometimes twice as much as other states. This is how you do it yourself.... add all of the costs up, then divide by 4 (weeks in a month), then divide that number by 40 (hours you work in a week), that would be how much you need to make an hour to pay bills.

Single moms impress me, I am a SAHM because we cant afford daycare either! I wish you luck!

Answer 3

The bigger the city, the more expensive. We just moved to atlanta and found this out. Some of the best daycares are up to $1500 a month for this age group, but we found that most of them range from 150-200 a week. You just have to call around. We considered a more expensive, like 200 a week for our son, but decided that he is too young to really get any kind of true learning experience so we just toured some places and picked one that looked good. When he reaches 2-3 years old we may consider something more expensive. Don't worry- there must be other less expensive places. You just have to scavenge for them. I agree, it is hard to pay for, especially being a single mother. We paid only $100 a week when we lived down south. It is quite a change here.

Answer 4

Daycare is outrageously expensive. I've gone into debt just taking my daughter there so I can work. If you are a single mother, definitely contact your local Dept. of Social Services. Depending on how much income you have they can cover 1/2 or maybe even full expenses.

Answer 5

Sweet mercifull lord!, 1,100 a month don't you have a relative or something that you can leave him/her with.

Answer 6

Get a babysitter at home its cheaper than daycare  or

go to the department of human services and ask for assistance for child care

Answer 7

That's insanely expensive. They are robbing parents blind.

I would hire a friend or relative if I absolutely had to work.

Answer 8

You can't afford it! unless you make the big bucks. there are plenty of great daycares that will take excellent care of your child for like half that amount. Good Luck finding a new daycare.

http://www.cnbc.com/id/15838523

Look up Suze Orman, on the Suze Orman Show. if you need to write in and ask her if you can afford it. I love her advice!!

Answer 9

What kind of day care are you going to first off?  My children are 6wks and 4yrs and I pay $1,260.00 for both of them. You are paying far to much!  Keep looking and if that is the normal price for your area call you local welfare office for help because they will pay the cost if you quilify.  Good luck and i really think that number is outrageous.

Answer 10

My lord honey where do you live?? I thought it was bad in Ga. Here is what I would suggest. First try your local human resource agency, for single moms often you can get child care assistance. Second, if you are worried, look into personal baby sitters, that would do it maybe in your home. College kids are often very good, they need money, love children and won't break you or the bank Or maybe some women from a local church.  You only other choice find a rich man, and if you do, can you see if he has a brother for me?

Answer 11

first of all i would try to find a cheaper daycare and have u tried to get some help

where at do u live ?

Answer 12

How much you need to make is going to depend on your other expenses.  

I suggest you look into home-based daycares.  They can be much cheaper.

Answer 13

You need to contact more places. Even folks outside of NYC can find infant care for less than $275 week!

Answer 14

Try a home daycare- make sure to get referals.

Answer 15

I personally know by working in a daycare that charged that much that it is silly to pay so much.  As a child gets older (like in the 2 or 3 year old rooms) it does benefit to pay a little more in these schools because of curriculum; although much of that stuff you can work with your children on at home.  I worked in the infant room and the curriculum is incredible but the babies did not talk or walk earlier or seem smarter than any other that I have been around.  Plus these simple learning exercises can be done with flash cards and one on one time at home...for free!

Most daycares have to follow government guidelines, safety inspections, state inspections, etc...therefore looking around for smaller cheaper daycares is not going to be bad for your baby.  I have worked in both types of daycare and they are fine...and I have seen the same problems in the more expensive ones that I do in the less expensive ones.  If you will look around those daycares the more expensive ones have more expensive toys, are paying staff more and are splurging on things that are basically extras.  I worked there and had to leave because I simply could not afford it.

Good luck, I hope this helps.  Home daycare is also a good idea but be sure to go online to your state's website and look at their inspections (every registered one has to have inspections) and get plenty of referrals.

Answer 16

home daycare is what I would suggest but I help run one... lol.  We just dropped off one kid back home whose mother had him here 6 days out the last week and a half.. the last 4 days without going back home... just plz don't be a mom like that.

Answer 17

I know your pain -- when my son was an infant (last year) we were paying $1200/month (in Wisconsin).  Luckily now that he's 2, the rate has dropped (to $930).  We had to cut some corners -- eating out less, not buying many new clothes for ourselves. etc.  But I simply would not skimp on daycare. There is much truth to getting what you pay for.  I assume at that price your daycare is not only licensed but also accredited?  It make a HUGE difference, in my opinion.

Fortunately, we're a 2 income family.

Have you looked into W-2 assistance?

Answer 18

Same here... I'm a single mom, living off my income only, no child support because the loser that my son calls dad is avoiding the support order.  

I pay rent, utilities, groceries, car insurance, car payment, gas... And $800 a month to daycare.

I make a little over 40k a year.  

I'm not making it.  I'm always around $500 or so short a month.  

Unfortunately, this means that sometime next month, I'm moving back to my mom's house and renting out her upstairs area so I can afford to live.  It sucks, but I have to do this in order to save money.

Answer 19

Wow that is really high! What state do you live in? I live in FL and I pay $440/ month. I thought that was a lot!

Depending on your income you may be able to get some assistance.