How to find affordable medical insurance (Family) in San Diego?

Question

I am moving to San Diego on a contract that has no benefit package. I'd like to buy a good benefit package for a family of four.

I need medical, dental .... etc. with reasonable deductible. Any help in pointing me to the right direction is appreciated.

Thanks,

Answer 1

Try this one - http://healthplans.bebto.com - my family have their health insurance - it is affordable and has good coverage for dental issues.

Answer 2

Anthem Blue Cross (formerly either BC Life & Health) www.anthem.com/ca

Answer 3

I am inviting u to see my webpage for u and your family to have good benefits and good health plan discount for u to save a lot of money on health costs. I think this is so unfair that u have to suffered on medical bills payments for u and your family to stay healthy and wealthy. This is so important for u and your family to have 4 different health plan discounts u will love to see:

1)Dental Health Plan-$19.99 per month

dental

vision

drugs presciption

chiropratic

2)Basic Health Plan-$29.99 per month

physician care

ancillary services

hospital advocacy

nurse line

3)Total Health Plan-$39.99 per month

physician care

ancillary service

hospital advocacy

nurse line

dental

vision

drug presciption

chiropractic

4)Total Health Plan Plus-$59.99 per month

dental

vision

drug presciption

chiropractic

physician care

ancillary services

hospital advocacy

nurse line

auto club

legal services

identity theft assistance

If u r interested and u wanna save alot money for u and your family. Then go to my website: http:www.mybenefitsplus.com/myoung724 and tell me what think u about it

Thank u

Answer 4

Friends of mine moved to San Diego and I found them a good policy.  You just need a good insurance broker to help you find a policy.

My friend's policy cost $300/month for his whole family instead of the $1400/month plan offered through his employer.  AND, it was the same insurance company.

Feel free to use the tool on my site to see what companies are available in CA.  Just click on the pickle on the home page.

Answer 5

You need a trusted adviser to help you through the process of purchasing health insurance so that you understand what you are purchasing. Some may suggest going on line to get a quote but you probably already know that there is much more to health insurance than price.

Ultimately, you are the one who determines the affordability of your health insurance plan by deciding how much you will participate in sharing the cost of your health care with your insurance company.

If you choose a plan that covers everything i.e. doctors office visits, prescription drugs, preventative health benefits, maternity coverage as well as low deductibles and low copays your monthly premiums will be significant.

On the other hand if your family is young and healthy and you rarely use the health care system you could consider a plan that covers only the major health catastrophe which will result in a relatively low monthly premium. You then can use the monthly premium savings to pay for the occasional doctor visit and still come out ahead.

Check with the agent that writes your other insurance he/she can provide you a health insurance proposal that takes into account your budget and health situation. Be wary of "health discount plans" they do not provide insurance coverage.

Use the Internet to educate yourself but use an agent to purchase the coverage.