How to get afforable health insurance for my family?

Question

I applied for Antea Health insurance a few months back. I had to cancel it because I was not able to afford the exam they needed for my family. Is there any insurance companies that do not need the exams? I haven't had one in years. I really need to get some insurance because I have a 20 month old son. Any suggestions? I have looked online but I can't afford more than $200.00 a month.

Answer 1

Most insurance companies don't need exams unless there is a questionable condition or if you are over a certain age and are looking for preferred rates. So if Aetna wanted an exam there must be a reason and all other companies may also require the exam.

Visit a local agent that works with all the major companies in your area. The agent can work with you to find the best plan for your situation and budget. The agent will explain the coverage you get with any particular policy and, more important, what coverage you don't get if you are looking for a less expensive plan. There is no extra charge using an agent.

Answer 2

Online is the best place to get scammed.  Or sold a list, instead of insurance.

$200 a month isn't going to buy insurance for two people, unless you're taking on a $5,000 deductible.

Go talk to a local insurance agent - local to you - and discuss the LOCAL options.  He'll have the best suggestions, and the most accurate ones for YOUR LOCATION.

Answer 3

"Most insurance companies don't need exams unless there is a questionable condition" haha most insurance will require countless test either to increase your premium as possible an not pay for future treatment saying that it's a preexisting condition. Also they probably want EVERY MEDICAL RECORD  for like the past 5 year. Even if you don't report a cold .. they can refuse treatment. Yea check the contract.

As an American you should be entitled to Health care provided by your government. "promote the general Welfare" like EVERY other DEVELOPED nation. Have you tried applying for medicaid. As a pharm. Tech I assure you that's the best insurance that I ever ran. If not get a copy of the walmart $4 plan for your next doc visit.

Answer 4

Easy answer question,no.Not solvable question,no.Browse this information,your answer may be here.http://health-insurance.expert-tip.info/...

Answer 5

Try this one - http://healthplans.my-age.net - I personally have their health insurance.

As I know it is the cheapest one for my family in our area.

Answer 6

look at the deuductibe rates.

you can also select a yearly plan where you use it or loose it - so you can leave dental out with hearing and sight. Those are readily affordable. YOu can also set a small portion in the bank as savins which is quite hard to keep saved. All in all with a 500 deductible, use it or loose it plan and a small savings @ 500 you should be able to afford one for about 250 month or try select.

Go to your State Department of Insurance, once you have insurance you can also file it in your IRS