How to get health plan for individual in new york?

Question

I try online, then I get something like discount plan. it was not even insurance.

Answer 1

Are you a full time or part-time employee (some companies may offer benefits to part-time employees as well)?  Are you currently a full time student?  If you are one of the above, you should be able to apply and get group insurance or, at least, either a HSA (health savings account) or Flexible Spending Account to cover your health insurance needs.  Otherwise, go with one of the bigger and more reliable carriers (go with Blue Cross, Blue Shield) and sign up with them.  Just remember to buy quality not price because nothing is free and you will get what you pay for.

Answer 2

Do not try to do this over the internet. It'll take you several days to intelligently compare all the plans available. Also, if you have any pre-existing conditions that might add a rider to the policy, cause you to be declined, or if you are out of the height and weight guidelines you won't know until you've applied and gone through the underwriting process. Also, this is a very good way to get scammed.

Visit a local independent agent that works with all the major carriers in your area. The agent can find the best plan for your situation and budget and they don't charge any extra for the service.

Answer 3

hello,

if you want read something about health insurance

i just come accross this blog which may help you

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http://the-health-insurance-plans.blogsp...