How to get insurance cover my rhinoplasty?

Question

so i always loved my nose and over the past few months i have noticed i have what looks like two bones sticking out of the bridge of my nose. it sounds much worse then it is but it wasn't there before. i have always had nasal problems but they where much better after my surg in 2002 for a devated septum. now i'm am getting headaches all the time and my nose is sensitive. what the h**l are those bone sticking out. could that be a devated septum? would insurance pay for fixing this? my friend said maybe not cause it may be concederd cosmetic. does that make sence? it wasn't like that before. i have a dr's apt soon but i'm freaking out and more at the fact that this may not be coverd by my insurance. what can i say or do to get this coverd?

Answer 1

Insurance will only pay if it is medical necessity. I also had surgery for a deviated septum and was considered medical necessity because I could not breath out of one side of my nose.

But if you just want to get rid of a bump, the insurance will not pay for that.

I suggest you go back and see the ENT that did your surgery in 2002.

Answer 2

Health insurance only pays for medically necessary procedures. It will depend on what your doctor finds and how he enters it into your medical records.

Answer 3

I have a "deviated septum" (spelled wrong, I'm SURE) and my Dr said a nose-job would be covered by my health coverage (which was Blue Cross/Blue Shield)