How to get insurance for my baby?

Question

I am 19 years old and 7 months pregnant.... I live in New Jersey. I have insurance under my mom but it wont cover my baby. I've been to the department of health care services and they said im only eligable for medicaid as a pregnant woman and until 60 day after child birth. I want to kno does anyone know how i can go about getting insurance after my 60 days are up.

Answer 1

Call a insurance agent like allstate or  any other group. I'v had my policy scents I was 1 year old and now I'm 62 that policy is worth so much now that it's unreal.

Answer 2

Hi,

I am assuming you are referring to health insurance.  You will have to pay for a policy.  There are no programs that I know of which will cover the mother after her preganancy medicaid has been terminated.  You may want to look into a medical indeminity plan which will pay certain amounts for certain procedures.  At least this will be a start and they are fairly cheap.  Or you can enroll in school with enough classes to stay on your mothers plan.  As far as the baby goes, check with the state.  Just about each state has a funded plan for children who lack insurance.  

Good luck with your future in Motherhood

Answer 3

I have medicaid as well, and I'm 31 weeks pregnant. It was under my mom then I went and filed it for myself as a pregnancy. After the baby is born you'll need to re-file for yourself, and for the baby and depending on your income you should be able to get it again. :)

Answer 4

You might want to ask your insurance company or the hospital maybe?

I dont know but , I think this is serious... maybe?lol

Answer 5

My health insurance company, charges one rate for single and another for a couple. Any couple has their kids under 21 insured for free. I'm not sure of the rules for single parents. I would imagine there might be a reduced cost.

My suggestion is to start your own policy, that way your child/ren will be covered. While your under your mum, I dont think it will work. Your almost 21 anyway, so they wont cover you forever under a parent.

Answer 6

I know that Gerber's has a reasonable policy. Try their website at http://www.gerberlife.com/gl/view/index....