How to pay bills and save with fluctuating minimal income?

Question

Hubby has business and wants me to pay the bills. He says tellhim what I need and he'll transfer it from the bus acct. That doesn't seem right. Is there a better way?

Realize we have no backup savings and are barely making it right now so every cent counts.

Answer 1

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Answer 2

My suggestion is that you make a monthly budget for your home necessary expenses.  So you know how much money you need to get by at the minimum.

Financial experts suggest families should have at least 3 months of emergency money saved.  Use the number from your monthly budget and set a target for each month to save up for emergency fund.  

Best wishes.