How will Obama change health insurance and life insurance?

Question

I drank on and off from the age of 18 to 19. When I was 19, I got a DUI and the court told me I was an alcoholic. I have not drank since the night of my arrest and have been sober 2 years. I am 21.

I am depressed because I think that if I apply for a health insurance policy or life insurance, they will turn me down or give my lousy rates because I am an alcoholic.

Why do I have to carry this label for life? I have only drank about 10 times in my whole life and I quit after my DUI.

Would Obama change the stimga that is attached to former alcoholics and people labeld as former alcoholics?

I am in great health, but all they will think of me as is a defective person.

Should I vote for Obama????

Answer 1

Voting for Obama (or not) will have no effect on your insurance eligibility.

Answer 2

It will not follow you for life as long as you stay on the wagon and don't get anymore DUI's. It will depend on the company. With health insurance - in my state one DUI will not have any effect on the rates after two years with several companies up to 8 years with other companies. With life insurace - 2 to 10 years.

As the above poster said, voting or not voting for Obama will have no effect on your insurability.

Answer 3

No U.S. President has the power to do what you are asking if Obama will do.  This is primarily up to the insurance companies, and, to a lesser degree, Congress.