I am an expat who used to work in the US, but after 9/11, I have since lost my job due to mergers, have been unable to pay my house mortgage as well as credit cards, I have left the country before my visa expires which is sponsored by my company. I am ready to come back and settle off what has been left undone, but I am so concerned that my debt has caused too much of damage. Please help enlighten me. I do not have any outstanding notice from any law enforcement agencies, but it concerns me most as I am trying to put my life back on track.
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