How would an insurance company know what an act of God is unless they are God?

Question

How would an insurance company know what an act of God is unless they are God?

Answer 1

Please show me a policy that uses the term act of God. You will be hard pressed to find one.

Answer 2

It is just referring to events outside of human control.

Answer 3

"Act of God" is a legal term that generally refers to events that are outside human control.  The term has been the subject of many lawsuits and has generally come to be regarded as fairly well defined in the industry.

Answer 4

In general, man does not make tornado's, hurricanes, floods, earthquakes.

"acts of god" usually represent major weather related events.

Answer 5

they are ur god when u are messed up  and need the money.

try dealing with them when u got a claim.

can't say how tight they become, here.

Answer 6

Maybe they just KNOW God.

Answer 7

Youre right! But you know they mean things like earthquake,floods,tornado's . Things that we can't stop from happening one way or the other.

Answer 8

b/c that is there loop hole to get out of paying you for what got damage even thou you pay to have it coverd every month

Answer 9

You try for funny.  You no get.