Question:

How would i go about this?

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okay so i have several questions be patient with me please. im about to be 18 in a month i plan to move out around next summer or my next birthday. (please dont tell me this is not a wise move i know the consequences). im trying to establish enough credit to do so. how would i achieve this. im signing a contract with t-mobile next month (2year) is this a good way. im also saving tons of money from now untill the day i plan to move. im getting a job when i get my license next month as well. i figure if im only paying insurance and a phone bill each month then i can save most money required to get things for my apartment as well as the deposit. what else would i need to do before i get to that point. how can i better prepare myself for next year? any advice helps! thanks

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  1. Getting a phone does not help your credit at all, if anything it's just a huge waste of money in my opinion.

    The best way for someone young to improve their credit is to get a credit card... I got mine when I was 18 too.

    You should also plan out your expenses... right now you might have lots of money left over after paying for insurance and your phone, but what about once you need to pay rent, groceries, gas, hydro bills, phone bills, internet bills, etc? Will you still have enough to cover it?


  2. If you are trying to establish credit - and this can be hard at your age - you will need to establish bills that you can start paying on time and creating a record of good terms with them (cable, phone, etc are good sources as they report to the credit bureaus). Try applying for a credit card and make sure you are paying on time is another way to establish good credit.

  3. If they don't have a vehicle, try and get one before. not one that u will take u months 2 pay off. try something u can get in 3 to 4 paymentsmaybe even one. just so u know u have transportation. and just know that u can trust in the other 2 that and if they are gonna be in it for the long run and not leave u hanging. also make sure they both sign the lease.  and here is another great money making idea to try 2. i'm also trying it.

    MAKE EASY AND QUICK CASH MONEY by doing almost nothing

           (NO JOKE, NO SCAM, AND VERY LEGAL)

    You can be making thousands and thousands of dollars in just a few weeks and it will only take you Six One Dollar Bills and a few minutes of your time. A national TV channel recently dedicated a program to explain how this business works and how it can make many persons to become rich FAST AND EASY!!! It also stated that there are no laws prohibiting it, and it gave several testimonials about people that have already made fortunes on the Mail Order System. One of them was a 15 year old boy which parents found $71,000 hidden in his closet. He at last confessed that he wasn't on drugs or anything, he didn't steal the money either. He said that he simply joined a program that he found on the internet. I think that reading the information below could have a big impact on your overall income, so read it carefully and follow the instructions exactly as specified.

    Please read on! You will be very thankful you did! A little while back, I was browsing through newsgroups, just like you are now, and came across an article similar to this that said you could make thousands of dollars within weeks with only an initial investment of $6.00! So I thought," Yeah, right, this must be a scam", but like most of us, I was curious, so I kept reading.

    Anyway, it said that you send $1.00 to each of the 6 names and address stated in the article. You then place your own name and address at the bottom of the list at #6, and post the article in at least 200 newsgroups. (There are thousands) No catch, that was it. So after thinking it over, and talking to a few people first, I thought about trying it. I figured what have I got to lose except 6 stamps and $6.00, right? Like most of us I was a little skeptical and a little worried about the legal aspects of it all.

    So I checked it out with the U.S. Post Office (1-800-725-2161) and they confirmed that it is indeed legal! Then I invested the measly $6.00. Well GUESS WHAT!!... Within 7 days, I started getting money in the mail! I was shocked! I figured it would end soon, but the money just kept coming in. In my first week, I made about $25.00. By the end of the second week I had made a total of over $1,000.00! In the third week I had over $10,000.00 and it's still growing. This is now my fourth week and I have made a total of just over $42,000.00 and it's still coming in rapidly. It's certainly worth $6.00, and 6 stamps, I have spent more than that on the lottery!! Let me tell you how this works and most importantly, why it works.... also, make sure you print a copy of this article NOW, so you can get the information off of it as you need it.

    STEP 1) Get 6 separate pieces of paper and write the following on each piece of paper "PLEASE PUT ME ON YOUR MAILING LIST." Now get 6 US $1.00 bills and place ONE inside EACH of the 6 pieces of paper so the bill will not be seen through the envelope to prevent thievery. Next, place one paper in each of with a piece of paper stating the above phrase, your name and address, and a $1.00 bill. What you are doing is creating a service by this. THIS IS ABSOLUTELY LEGAL!

    This program remains successful because of the honesty and integrity of the participants. Please continue its success by carefully adhering to the instructions. You will now become part of the Mail Order business. Your product is simply a service of helping develop mail lists. Mail the 6 envelopes to the following addresses:

    (1.) Mike 384 Remy Ave. Mansfield, Ohio 44902

    (2.) R Gibson 201 Blackwood Clementon Rd 603. Lindenwold.NJ 08021

    (3.) Peter, G2, 13 East Esplanade, Manly 2095, Australia

    (4.) George R 35 fairfax St, Somerville Ma 02144

    (5.) I. Young, 865 Apt. A, Rocky Brook Dr. Akron Oh.44313

    (6.) Roberta Joseph, 8001 Medellin Cir. #A  Anchorage AK 99507

    STEP 2) Now take name and address #1 off the list that you see above, move the other names up (6 becomes 5, 5 becomes 4, etc...) and add YOUR Name and address as number 6 on the list.

    STEP 3 Change anything you need to, but try to keep this article as close to original as possible. Now, post your amended article to at least 200 newsgroups. (I think there are close to 24,000 groups) All you need is 200, but remember, the more you post, the more money you make!

    -DIRECTIONS--HOW TO POST TO NEWSGROUPS----

    Step 1) You do not need to re-type this entire letter to

    do your own posting. Simply put your cursor at the beginning of this letter and drag your cursor to the bottom of this document, and select 'copy' from the edit menu. This will copy the entire letter into the computers memory.

    Step 2) Open a blank 'notepad' file and place your cursor at the top of the blank page. From the 'edit' menu select 'paste'. This will paste a copy of the letter into notepad so that you can add your name to the list.

    Step 3) Save your new notepad file as a .txt file. If you want to do your

    postings in different sittings, you'll always have this file to go back to.

    Step 4) Use Netscape or Internet explorer and try searching for various newsgroups (on-line forums, message boards, chat sites, discussions.)

    Step 5) Visit these message boards and post this article as a new message by highlighting the text of this letter and selecting paste from the edit menu. Fill in the Subject, this will be the header that everyone sees as they scroll through the list of postings in a particular group, click the post message button.

    You're done with your first one! Congratulations...THAT'S IT! All you have to do is jump to different newsgroups and post away, after you get the hang of it, it will take about 30 seconds for each newsgroup!

    #*REMEMBER, THE MORE NEWSGROUPS YOU POST IN, THE MORE MONEY YOU WILL MAKE!! BUT YOU HAVE TO POST A MINIMUM OF 200** That's it! You will begin receiving money from around the world within days! You may eventually want to rent a P.O. Box due to the large amount of mail you will receive. If you wish to stay anonymous, you can invent a name to use, as long as the postman will deliver it.

    **JUST MAKE SURE ALL THE ADDRESSES ARE CORRECT.** Now WHY 200 postings, say I receive only 5 replies (a very low example). So then I made $5.00 with my name and address at #6 on the letter. Now, each of the 5 persons who just sent me $1.00 make the MINIMUM 200 postings, each with my name and address at #5 and only 5 persons respond to each of the original 5, that is another $25.00 for me, now those 25 each make 200 MINIMUM posts with my name and

    address at #4 and only 5 replies each, I will bring in an additional $125.001 Now, those 125 persons turn around and post the MINIMUM 200 with my name and

    address at #3 and only receive 5 replies each, I will make an additional $626.00! OK, now here is the fun part, each of those 625 persons post a MINIMUM 200 letters with my name and address at #2 and they each only receive 5 replies, that just made me $3,125.00!!! Those 3,125 persons will all deliver this message to 200 newsgroups

    with my name and address at #1 and if still 5 persons per 200 newsgroups react I will receive $15,625,00! With an original investment of only $6.00! AMAZING!

    When your name is no longer on the list, you just take the latest posting in the newsgroups, and send out another $6.00 to names on the list, putting your name at number 6 again. And start posting again. The thing to remember is, do you realize that thousands of people all over the world are joining the internet and reading these articles everyday, JUST LIKE YOU are now!! So can you afford $6.00 and see if it really works?? I think so... People have said, "what if the plan is played out and no one sends you the money? So what! What are the chances of that happening when there are tons of new honest users and new honest people who are joining the internet and newsgroups everyday and are willing to give it a try? Estimates are at 20,000 to 50,000 new users, every day, with thousands of those joining the actual internet. Remember, play FAIRLY and HONESTLY and this will work.

    ALSO REMEMBER*** : : SEND YOUR $1 OUT TO EVERYONE ON THE LIST, : EVEN IF THEY ARE NOT FROM THE U.S. : : WHAT ARE YOU WAITING FOR??? :: : : GOOD LUCK!! go to google.com and search for MAKE MONEY FAST AND EASY$$ and you will find alot of message boards !MAKE MONEY FAST AND EASY$$

    http://freewebs.com/irviny/sixdollars.ht...

    ---

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