How would you invest $1,000,000.00 in today's world?

Question

to keep it safe, yet get the best return possible.

Answer 1

invest at least half in brazil gov't bonds - brazilian real is appreciating relative to dollar and their bonds yield 12-14% and shed junk bond status now

the other half - some in HTX, PICO, maybe TRN,

also lead and sugar futures

Answer 2

Your question is impossible to answer.

We need to know:

1. Your risk tolerance (age, need for the money, retirement plans, anticipated expenses etc).

How safe do you want to keep the money? Is your focus on best return possible or safety? There is no such thing as both safety and good returns unless you are talking about a savings account or CDs (and these give you BAD returns).

1 million is not all you might think it is today. What would I do? Invest it in 100% equities. I would mix it up and invest in domestic/international/emerging market stocks and add some reits/commodities/etc. Then again I focus on returns more than preservation of capital since I am 24 and have a long term investment plan. Over the long haul risky investments give better returns (Just make sure you diversify, dollar cost average, etc etc).

If you are closer to retirement or need the money badly, I would advise you invest it differently. How so?

Some stocks, some bonds, some in a bank account/CDs/etc.

There is no perfect mix of safe and best returns. Each of us has to determine our risk tolerance and pick investment vehicles that are most likely to give us good returns without causing too much of stress.

Answer 3

Oil stocks of Exxon they are pretty strong now and going stronger

Answer 4

Whatever you do don't put it under your mattress or even in the bank. With inflation you'd eventually lose most of the value of that $1000000.00. The best thing for a safe investment would be AAA bonds which are safe and have just enough interest to keep you from losing money through inflation

Answer 5

id start a place to help stop world hunger and like basically to help make this world a better place.i rly dont need it i got all i want mainly.im poor to thats the ****** up thang and im only doing this becouse of my freind thats kinda upper middle class.

Answer 6

talk w/ a financial advisor, i think i could afford one

Answer 7

In advanced energy and propulsion: unlocking means to achieve these things with very low or no carbon footprint.  It ABSOLUTELY exists, as we will soon find, though it may be too late.  If it's not, we'll find such technologies quickly making their way into every application you can imagine.  

I would also invest in raising people's consciousness, because in truth there is no shortage of food in the world, no shortage of wealth.  There is just greed and a desire to dominate which come out of the most pitiful kind of insecurity and ignorance.  I would invest in raising people's awareness of suffering, and raising their consciousness.  Imagination, the arts, health, empowerment.  Empowerment.

Answer 8

I owuld place it into several FDIC insured high interest savings accounts / money market accounts until the market stabalizes. I have 5.67% paid monthly on my current one, the interest should equal more than enough to live off of.

Answer 9

50% in bonds & 50% invest in a long term bank

Answer 10

by an issue of money magazine and find out also check out valence technology last year share holders got 210% return rate. pretty good huh?

Answer 11

In my mattress.

Answer 12

bury it on treasure island

Answer 13

gold, oil, or beer.

Answer 14

No way, I think it would be safer under my mattress. I'll have to spend most of it for gas, anyway!!!  ha ha ha

Answer 15

1. Property in Melbourne, Australia.

Melbourne has 1000 more people coming here every week, and no extra households being built.

This basic supply/demand issue renders our property market virtually immune to external market factors. Average house prices in our city have increased 25% IN THE LAST YEAR.

If that trend continues, you could see a profit of at least $250k in 12 months. Some places have risen over 50%.

2. Long-term deposit in my local bank. My local bank in Australia (Commonwealth Bank of Australia) is government backed, offers 8% interest p.a. and is very safe. Also, ease of access for me is a plus.

That works out to be $80k a year, enough to live off without eating into the original $1mil.

Answer 16

invest half in real estate and 1/4 to different banks and 1/4 to mining industry(gold and oil)

Answer 17

Give it to me to be your woman! Sike...

Answer 18

G

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Answer 19

READ: The Bogleheads' Guide to Investing: Taylor Larimore, Mel Lindauer, Michael LeBoeuf, John C. Bogle

Unless you are an experienced investor, I would caution against individual stocks and get rich quick schemes. Reduce your risk and

check out Vanguard ( http://www.vanguard.com )

Now is an excellent time to put your money to work. Spread the risk by investing in a mutual fund (Vanguard's STAR is a fund of funds-a fund which buys shares in other funds-and therefore carries a lower risk) . It is comprised of 65% stocks and 35% bonds.

Also, go for some international exposure with two ETFs:    EEM and EFA.

Make sure any high interest loans/credit cards are paid off and you have 2-3 months emergency cash before investing.

Vanguard is a low cost, no load mutual fund company. There are others; I have been with them for 30 years and retired early. Your results may vary.

Read the "Planning and Education" tab if you visti their website.

Good luck