Hwo do i pay off my debt??

Question

if i dont know the name or number or the collection agency and ive already check my credit once this year???

Answer 1

Brittney,

There's a good article at eHow on steps to take to begin tackling your debt.  Take a look at it:

http://www.ehow.com/how_2326032_avoid-es...

How to Stop Escalating Debt

It includes information on companies that can help you with debt consolidation and reduction.  

You can also look here for tips on earning some extra cash online:

http://www.ehow.com/how_2254361_money-in...

How to make money on the internet, scam-free

Lastly, here's an interesting alternative to conventional lending...getting a "social networking" loan from Virgin Money (from the same folks who run Virgin Airlines):

http://www.ehow.com/how_2310995_student-...

Social Loans from Virgin Money

Hope these help.

Answer 2

Jeffery's right! Communicate with the collection agency! But one of the best ways to get out of debt is to ALWAYS pay more than the minimum payment due. If you have many debts (like different credit cards) pay off the smallest one first, once that's done,direct the amount you were using for the smallest one to the next smallest one, pay that one  off etc,working your way up an out of debt.

And remember you don't need a lot of credit cards to have good credit.

I've been there, done that, got the tee shirt.

If you can find 'Dave Ramsey' on one of your local radio stations listen to what he has to say.

I wish you the best.

Answer 3

You can contact a debt counseling company they can help you to pay off your debts by contacting your creditors and settling the  amount of debts with them.

Here is the source of a debt counseling company named http://ezconsolidation.com for your reference.

Answer 4

If you haven't checked all three bureau reports yet, try doing that. They may just be reporting to one or two.

If that doesn't work, try calling the original creditor's finance dept and asking who they sold the debt to. They might be able to help you get in touch with the collection agency.

But please communicate with the collection agency in writing.

Answer 5

Hi,

I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:

http://redirx.com/?0g4c