Question:

I'M A GRAD STUDENT WHO NEEDS A PRIVATE LOAN. My credit is less than perfect any suggestions?

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I do have a co-signer with okay credit any suggestions on a website? or bank that would help

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  1. Have you contacted your financial aid office?  If you still have room under your current year budget to borrow funding and you are a grad student I would suggest going through your Stafford lender to borrow the Graduate Plus loan.  Even with spotty credit, if you have a credit worthy co-signer you should qualify.

    I do not recommend borrowing additional loans above and beyond your cost of attendance however as this will only add to your growing burden of loan debt that must eventually be repaid.

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