I'd like to be a Financial Advisor?

Question

But really, I just want to help people make budgets and handle their own money. How do I do that freelance - legally? Would I still have to take classes and get a business license? I don't want to do stocks or mutual funds or any of that - just budgets.

Answer 1

i would say just do it all hush hush. get new clients through word of mouth only. this way you won't be liable for anything funky

Answer 2

You want to be a budget advisor, not a financial advisor.  People generally who need a budget advisor need financial councelling.  You apparently are good and managing your own money, without investing.  People who generally need budget planning are so far in debt, that they need more help than what you are prepared to give.