I'd like to invest £ 1500 long term, any ideas?

Question

I'd like to invest £ 1500 long term, any ideas?

Answer 1

put it in a savings acount, seems it is about 5%

here is an example

http://www.natwest.com/personal/save-and...

Answer 2

Inflation linked bond, from NS&I

With a coming recession/depression, I would also advise Begbies Traynor, who specialise in corporate insolvency

Answer 3

It all depends on your attitude to risk and your timescale for this investment. Your definition of “long term” and mine might be completely different. It also depends on your other assets and liabilities. For example, if you have credit card debts, paying these off would seem like a sensible “investment”.

If you have a long time horizon and are prepared to accept a high amount of risk, some form of stockmarket investment might be appropriate. Bear in mind that research shows that adding an element of fixed interest exposure can reduce volatility considerably but with only a relatively small effect on long-term performance.

You should be aware that most “actively managed” funds will have an initial charge (probably around 5%) and an annual management charge (probably in excess of 1.5% p.a.). If you were to adopt an index tracking strategy, you could find funds with zero initial charges and annual management charges of well below 1% p.a. Charges can make a really big difference to performance.

Fund supermarkets such as Fidelity Funds Network and Cofunds can work well for investors as these give you the opportunity of spreading your investment across various fund managers.

If you are not already using your ISA allowance, this could be away of making the portfolio tax-efficient.

Disclaimer:

The answers above are for guidance only and should not be acted upon without you receiving independent financial advice relevant to your circumstances.  To find and IFA please call 0800 085 3250 or go to http://www.unbiased.co.uk.

Answer 4

Have you done some research on the best returns for your money?  I have and Forex turns out the best bet except you need to learn the basics first.  Free tutorials everywhere online.  Check it out yourself.

Answer 5

If you have a mortgage the most effective thing you can do is make an early payment. Otherwise an ISA is the most tax-efficient investment you can make with that amount, or you could consider investing it in securities. Banking, Pharmaceuticals and high quality Tech stocks (such as Apple) may have the best long-term prospects.

Answer 6

stocks i suppose are not a good option for now. perhaps get to a country that offers high interest rates and buy some of its bonds or T.bills or open a savings account. There are a few countries offering 20% interest.

For long term- well stocks is the best look for a good  company that you are sure would perfomr in the long run and won't bust up like enron

Answer 7

That depends on your choice, you can use that money to speculate or invest. If you want to invest for a long term, then you need to learn how to invest. There got some great books about investing e.g. The Intelligent Investor, Security Analysis and all Peter Lynch books.

Answer 8

Investing 1500 may not be enough to what I will propose, but see how this may profit you in the long term.

I always tell my clients to see investing like setting up a football team. You want to have good players in both offense and defense.

Your defensive lineup should be experts in the field of fixed income investments--treasury bills, bank CDs, even rental income from real estate. Their job is capital preservation. They should know medium to long term direction of interest rates.

Your offensive lineup should consist of experts in the trading financial markets--stocks, foreign exchange, commodities. Their focus is capital growth.

Your are their coach. Your job is to monitor their performance on a quarterly basis. Are they performing as expected? Are they helping you achieve your financial goals. Weed out those who are not helping your team reach your goal.

Hope this helps.

Jim. http://jsforex.blogspot.com

Answer 9

hello friend,

If you are looking for a huge return then be ready to bear some risk. Forex is a good option for you. Right now:

EUR-GBP

A correction down to 0.7971 followed buy a move up to 0.8007 or 0.8024. A break above 0.8042 would accelerate this bullish move.

I think you should take advantage of the bullish trend and book your profit soon. This way you can double your savings in just few months.

Answer 10

Unit trust.

Answer 11

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Answer 12

put it an ISA