I'm 16 years old and I want a credit card? Which bank do I have to go to get one?

Question

Okay here's the deal, I'm 16 and I want to get a credit card ( as noted above) and I know my parents have to co-sign on the card. I have a job I make 8,000-10,000 dollars a year so I have income. And I know that I can legally sign a contract even if I'm 16 but I can also void the contract-that's why credit card companies won't give young people a credit card. But anyways, my parents opened a business and got all their credit cards taken away- because we were in so much debt. So will one of my parents still be allowed to co-sign on my credit card? I already have a checking and savings account so please don't suggest that it to me. So my question is where can I apply to get a credit card? Which bank?

Also I don't want the limit to be too high I want it to have an 1,000 dollar limit so I can make sure to keep myself in check, so I don't go too overboard.

Answer 1

With the help of internet anything and everything is easy these days. And with your question, i could say its nothing and I believe the below link will help you.

http://credit-cards.awardspace.com/

And remember eveything in Internet is free these days and I hope you enjoy. Thanks.

Answer 2

You can't get one and your parents can't co-sign for one in their financial condition.

Answer 3

The correct answer is, even though the parents are having difficult financial situations, there are ways around it. Yes you need to be 18 to get a card on your own, however try out this site.  You will pay a price for it til you get your own credit rating and so will your parents.  You will pay a yearly fee on top of monthly maintenance fees and a higher APR.  But, it can be done.

www.orchardbank.com

Answer 4

You couldn't get an actual credit card unless you were 18, but you can get pre-loaded cash cards that you can use in their stead. Some of these can value up to $1,000 and are a great substitute for credit cards as they don't incur debt.

Answer 5

creditrepairuniverse.net

repair and/or build your credit

orchard secured car hsbc

orchardbank.com

or

tribute credit card

but they can only put you as authorized user not co-signer your under age.

but you can have a card that way to use just in case.