I'm interested in the First Universal Platinum Credit card, anyone have one, is it legitimate?

Question

What types of things do they offer on their online catalog? Are there good name brand things? Any advice will help, thank you!

Answer 1

Ask if they report to all three credit bureaus, and if any fees will be charged..monthly, annualy .etc

Go to any search engine, and type in First Universal and see what comes up. If you see any Rip-off reports or many complaints, then I'd reconsider First Universal.. especially if the card doesn't have a VISA or MasterCard logo.

If you're trying to establish/re-establish credit, check out a sub-prime lender like www.orchardbank.com  or First Premier Bank's www.premiercard.com

These are well known and have a better reputation.