I'm only 18 years old and I already feel guilty about spending money!?

Question

I can't remember the last time I went shopping for myself. When I go to the mall it's because I need to go or I'll just walk around avoiding any clothes stores because I know I shouldn't buy anything. My mom is/has been a single mom of 3 for most of my life. I'm the youngest now. Her brother died 2 years ago and is the only one paying funeral costs, her sister will not pay a single penny. She owes $6,000 and we need to come up with that or they seize our house. Money has been a huge struggle since I was a kid. How can I not feel so guilty about spending $10-$20 dollars on something for myself with such a huge problem. We just found this out yesterday, but even before this mess I felt guilty.

Answer 1

It makes sense that you feel this guilt and in a even more stronger sense giving the current situation debt. Maybe if you help get rid of this house debt you can lose that guilt. Shopping, well you can go with the mindset of instead of impulsively buying things have particular purchases in mind , rewards or presents if you will. These particular purchases can be limited to a week or a month depending on the price thus you not feel guilty because you had this item in mind and you are waiting for the time span that enables you not to go into debt or out of pocket.

Answer 2

My wife and I always struggled with money however it is also important to take time for ones self from time to time.  For example my wife and I try to eat out at least once a month with out the kids just our time together.  Even if it is just a burger or something Or sometimes take a minute by your self lets call this a mental health minute mabby have a soda not something expensive just a little time to one self.

Answer 3

I'm also 18 and i feel the EXACT same way about spending money. However, When i DO get a chance to earn money, i set most of it to the side in a safe place and take about 10 dollars at the most out for myself. I remind myself that it's okay if i splurge a little. That wasy i feel happy about spending some money and knowing that i have enough saved up!

Answer 4

you have been through some hard financial times and you dont want to be in that situation again. theres nothing wrong with saving money