I'm trying to build my credit, and i don't have any bills in my name and i need some. who will appove me?

Question

So, I tried getting a cell in my name but att denied me.. I need to rebuild my credit..but its very hard to do since no one will approve me..any ideas....

Answer 1

Apply for hsbc there annual fee is around $59 and they will approve you for $300 credit limit and report to major 3 credit bureau's pay them in full each month will help you rebuild credit.

Answer 2

You start with a student or beginners credit card. Your bank should have one.The max starts at 250$ You buy things and pay them off right away so you build credit without paying their huge interest fees. I think its 25%!! After a  while you can cancel that credit because you will be getting offers in the mail for better cards with lower interest and higher limits. Make sure you pay off those payments or pay alot more than the limit or you can get over your head in bills.

They also have pay as you go cell phones where you dont need a credit check. You have to prepay.

Answer 3

there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end credit cards but once you build credit in about 6-9 months you should be able to apply for a better card with better benefits such as free miles or cash back. Check out www.fastcardapprovals.com or fastcreditcardapprovals.com and go under bad credit section and you will find a few choices. Unless you are a student then apply for a student credit card this cards have no annual fee and lower rates.

http://www.fastcardapprovals.com/Bad-Cre...

http://fastcreditcardapprovals.com/

Answer 4

build up a savings acc. to over $ 500.00 with your  bank you have a checking acc. with, then your bank will offer you cc withover draft protection conected to your checking acc. then after you get the  buy products with the card  while keeping your payments on time for a few years. that will build credit and credit rading. with the 500.00 in your saving it secure the cc.