I'm wanting to adopt a baby but don't wont to spend a lot. help?

Question

i'm 40 years of age been married for17 years and my husband and i would like to adopt a baby. every where i looked says it between 15,000 to 30,000 i was wondering if their is any other place to look. please help

thanks

Answer 1

Adopting an older child is usually alot cheaper.  Think about it!  Especially if you're already 40, it might go easier if you adopted a 3-12 year old through social services.

Answer 2

have you and your husband looked into adopting a child from overseas? i heard it's cheaper. all you have to really pay for (i think) is your air fair and hotel. like i said i'm not sure, but i would definatley look into it. good luck!

Answer 3

It depends on how much you want to spend. Some agencies charge $14,000 up to $100,000.  I know one lady who adopted spent $7,000.  It was a private adoption.  Don't go to Guatemala right now.  All referrals are being stopped because they will not be processed by the beginning of the year.  Check with your local agencies.  Find one that is reputable.  That is a contradiction in terms.  They are out there. Check out your local social services department.  There is over 100,000 children in the United States that are available for adoption.

Answer 4

The price range that you are quoting would also include international adoption.  I would agree with what you have heard.  There are 0% adoption loans you could take out, grants you could apply for and the US Government allows for a 10000 tax credit (see www.irs.com).

However, if you are wanting to save a few thousand....you can go to your Department of CHildren and inquire about the foster children that are freed for adoption.  They are usually older and/or may or may not have special needs.  Special needs can range from a cleft pallette, learning disability or it can mean mental illness, behavioral issues or a combination of the above.  If you do decide to adopt from the foster care arena please make sure that the Caseworker gives you all the informaiton about the child..you can request to see the social history, any mental health reports, medical reports.  Good luck

BTW the foster care system tries to encourage adoption therefore the cost is minimal (if any at all)

Answer 5

Depending on the state you live in - The least expensive way to adopt a baby is to become a licensed foster parent.  Work with a social worker that understands you are looking for a forever match.  They told us they would place children age newborn to 2 years old.  It is a lot more drama than just going private.  If money is a big issue and you have some time and some love to share with foster babies this might be the way to go.  In the state I live in this would have only cost us $1500 and then the child gets health insurance and in state college tuition.  It may be worth looking into.  We didn't go with this option, but it is out there.  They usually have meetings once a month within the state agencies to educate couples.  

Private adoption really isn't a lot of money and you don't spend it all at once.  Besides, you won't even think about the money after you meet your little one.  You can also check with the companies you work for - a lot of them give up to $5000 toward the cost of adoption.  Plus for families that make under $150,000 a year there is the adoption tax deduction up to $10,000.  You can also get a loan against your home equity.  I know that isn't your question, but just thought I would add it.

Good luck and do your research before you decide on any option!

Answer 6

do you think that babies are on sale somewhere else?

come on.........it costs money to adopt!

Answer 7

I do not think you are quite ready to adopt a child. You must be prepared to spend a lot of Time apart from the money it takes to adopt a Baby.

Answer 8

If ya get a cheap one ASAP you could have a cool 50th and 10th birthday combo bash.

Seriously.

Is it a mid life crisis driving you to want to play mommy to someone's baby? Why not look into foster care and provide a home, shelter and guidance for a child who needs a family.

Babies should be with their mothers. Maybe you'd find it rewarding to nurture a mother and child who are in a vulnerable situation and in need of a little support.

Answer 9

This is a baby!

They don't hasve them at Wal-Mart on the clearance rack!

Answer 10

They don't come off the shelf at Walmart. You knew that right?  If you've been married for 17 years, I'm sure you have savings that can be used for the purpose. Otherwise, do what most do. Get a second job until you've saved up enough.

Answer 11

Wow,  that much?!  I was cheap!  Must run now and tell Mom she got a bargain!

Answer 12

Private adoption (where you find the natural parents OUTSIDE of an agency)ismore economical as agencies tend to milk adoptive parents dry.

Also, you could try to foster to adopt...or adopt a child already in foster care, preferably an older child as most times, atleast in this area, there is little to no adoption fee as those are the ones that need the most homes. Everyone wants a newborn.

Answer 13

Did you not want a child for the last 17 years?  Why now?

Answer 14

The best way that I found is throw your state. There are lots of kids of all differnt ages and race that are looking for a home. And most of the time the cost of the adption is taking care by the state or around $5,000. It's alot easier and quicker to do it this way.

Good luck!

Answer 15

The least expensive way is to go thru social services.  If you are willing to take a child that is a little older or if race is not a factor, you chances of getting one is a lot quicker and I think all it cost is the attorney's fee.  At least that is the way it used to be when I adopted my child.  They do try to match one up just like an adoption agency and believe me you will love them just as much.  Good luck.