I NEED HEALTH INSURANCE EXPLATION FOR MY PARENTS?

Question

NEED HEALTH INSURANCE EXPLATION FOR MY PARENTS

WE ARE IN INDIA , TAMILNADU

MY FATHER IS 60, HE HAS DIABETES II, AND MY MOTHER IS 50 ,SHE IS FAT SOME MINOR HEALTH PROBLEMS,. PEOPLES LET ME KNOW , WHICH ONE OF HEALTH INSURANCE IS BEST FOR THEM, AND PLEASE EXPLAIN ABOUT THEM.

I DONT KNOW ABOUT HEALTH INSURANCE.

Answer 1

Usually pre-existing deseases are not cover. Nowadays some offer the cover. But the premium charged is very high. Considering the age of your parents they may charge a hefty premium. As you are aware that health insurance is generally offered for a period of one year. The premiums paid are not refunded.

Consult any general insurance agent who can explain the points in detail or alternately you may approach the company directly for more information.