I am 15 almost 16 years old and looking at places for auto insurance.?

Question

What company should I go with for auto insurance? I do not have my drivers liscence yet so I can't get a quote because for most sites you need to give them you drivers liscense number. My mom said I have to buy my own insurance (lol) so I want to know what the best choice would be. I do not want the state minimum but I also don't want to be using all of my money for insurance. I live in chicago, Illinois, am a male, and am under 25, so I got all the things you could ever want (yeah right!!) I know this sucks really bad. What is my best bet with auto insurance?

Answer 1

Try this one - http://autoinsurance.undonet.com - I personally have their car insurance, cause it is the cheapest for my family in our area.

As I know they have lowest rates for teens and first time drivers.

Answer 2

You are one of the riskiest drivers to an insurance company. Once you get licensed your mom will have to add you to her policy or sign a document stating you will not be allowed to drive her vehicles under any conditions. Most parents will put their kids on their policy if they are living at home. You should try to do this first. You can still pay for your insurance this way as well. All you have to do is pay the difference in premiums of the policy. So if your mom pays $100 a month now and adds you on to her policy and it goes up to $200 a month, then you pay the $100 difference. You should be able to get quotes or an estimate's online without a license. I know that https://www.hometownquotes.com/index.cfm...  doesn't require a license or social security number. However, quotes can't be 100% accurate until an insurance company knows your credit history, driving record and other required information. This can be a good place to get an idea on cost though.

Answer 3

Everyone wants the cheapest auto insurance. Everyone is constantly looking comparing this auto insurance provider with this one. It's almost like a parlor game, isn't it. I've done it too. If you've ever gotten a speeding ticket or have a young teenager itching to drive that you've just added to your policy or if you've been<!--involved in an accident, it can get more and more expensive, can't it? Auto insurance is too expensive. You're not alone. it's true for almost every American family.You may get your queires answered here,

http://www.best-autoinsurance.we.bs/

http://bestcarinsurance.awardspace.com/

The problem for discounts, however, is quality. Many ask is, "Is this cheap auto insurance worth buying? What kind of coverage do I have to sacrifice for a cheaper premium?" What is a small bi-yearly or yearly or monthly bill can become astonishingly high if you cheat on your-->deductible coverage or coverage amount. You need to therefore really search the different companies for the best, most comprehensive policy. Hope is here. There are good companies out there.