Question:

I am a college student and i need to buy a tv. will best buy (or whereever) let me finance it?

by  |  earlier

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i'm 19 yrs old. I have never financed anything before and I do not have a credit card. But my mom said its a good idea to start building my credit with something easy like this. My problem is I dont know if I will qualify to finance it. Anyone know the answer?

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4 ANSWERS


  1. Why not get one used from craigslist or ebay?  Store financing is very expensive.


  2. It's really good idea to start building credit this way. Apply for one of student offers and pay bills on time. You can browse most beneficial credit deals for students at http://www.creditcardflyers.com/student....

  3. Only Best Buy's loan approval department knows the answer.  Just apply for their credit card and see what happens.  You'd be surprised at how many lenders want to offer you credit.  Just be smart about it.

  4. .first thing you need is the most current copy of all three credit bureaus..

    Free Credit Report Frequently Ask Questions and Helpful Credit Information:

    Q.  Can I Really Get a Free 3 in 1 Credit Report?

    A.  Yes, according the The Fair Credit Report Act which FTC regulates and enforces.  We have provided you with companies that can offer you a free copy of your credit report.  The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies; Equifax, Experian, and TransUnion, to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies.

    Q.  How Fast Can I Receive My Credit Report?

    A.  In minutes!  Get immediate online access to your credit report and score instantly through any of the companies we have provided you with.  Why wait for it to be mailed when you can access your credit online in minutes!  

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