I am a freshman in high school, am I eligible to get a credit card?

Question

I am a freshman in high school, am I eligible to get a credit card?

Answer 1

You must be at least 18 years old and have a job in order to get a credit card. Most companies also require your yearly income to be a minimum of 15k/year. Do not rush to get a credit card though because this can mess up your future financially and cause unnecessary stress and trouble.

Answer 2

You have got to be eighteen to apply unless you parents will co sign for you. And they most likly would only give you about 500 and a very high intrst rate.

Answer 3

If you over the age of 18, you can apply but very limited as to who gets accepted now.  You can always go the route of having your parents co-sign for you through their bank or Capital One has a secured credit card in which you would send them for example $500 and they will give you a $500 c/c.  When your credit becomes established or you choose to cancel the card they will give you back your deposit (providing the balance is paid)