I am a student & single mom & need money for tuition ASAP. Any suggestions?

Question

I am a full-time student and single mother. I am looking for money for college tuition. My financial aid has not covered the amount I need for Summer semester. I am taking double full-time credit hours so a job is out of the question right now. Since I am not working, I do not qualify for alternative (private) student loans and I also do not have a co-signer. I've tried asking family but finances are tight and they are not in a position to help. Because I still owe summer tuition, registration for the fall semester is prohibited and my graduation date may be posponed because of this. I am looking into scholarships, but there are none that I have found that can provide me with the immediate assistance that I need. I have asked my university's financial aid department and they no help. They have told me that all funds are depleted. Does anyone have any suggestions or know of any programs that may be of assistance to me? Thank you in advance for your help!

Answer 1

Have you try to get a scholarship? Each scholarship provider has different requirements. Maybe you can go to

http://www.all-about-scholarship.com

it's about scholarships information.

Good luck

Answer 2

Sadly, the cost of funding an education these days can be high, and for those that want to improve their chances of a successful future through increased education there is the inevitable issue of debt to deal with many students now leave university saddled with a high amount of debt, and in addition to their student loan also have<!--range other debts, such as credit cards  - not the ideal way to start your life in the real world. You can find student consolidation loans available from a number of banks and lenders, both on the high street and online.

http://best-loans.awardspace.com/student...

You will find a number of different lenders and plans that are suitable for students that wish to consolidate their student loan and other debts, and students should ensure that they compare different loans and consolidation plans from a number of lenders-->rather than rushing into a decision. The objective of consolidation is to reduce the number of repayments that you make, but also to reduce the amount that you pay out each month, and if you choose the wrong plan or lender you could find that you do not achieve this objective.

Answer 3

You could try going to your public library. Sometimes they have information on local scholarships you could apply to. Also, why are you taking so many credits if your fin. aid doesn't pay for it? Why not drop the classes that aren't covered and work part time instead so you can qualify for the other loans. You don't have to rush getting a degree. You could take the classes later. Graduating later than you would like isn't that big of a deal. Other than that, you could ask a friend to co-sign, instead of a family member if they are unable to do so. Or you can pay it off with a credit card. Not the best thing to do, but it's an option.

Answer 4

You can still apply for loans through your school's financial aid program. This would be a federal loan and not a private one. You can get up to 18,500 a year, so if you haven't gotten that amount already during the school year you would be eligible. Contact your school's financial aid office and tell them they messed up on something.

Also, consider a work study program.

Answer 5

salliemae.com

Answer 6

Look for a local chapter of SPA (Single Parents Association) and see what resources they may know of in your area. Also, have you contacted the State about eligible programs. There are a lot of organizations that offer hands up programs to woman and single moms in particular they may be able to recommend. One I know is Fresh Start for Women but not sure if that is everywhere.

Also, have you met with anyone at the university to discuss a possible payment plan for summer money due to allow you to enroll for the Fall.  Maybe someone with a more authority than the front desk people at financial aid can work with you. Final option, if you can enroll at the last minute and have aid coming for the Fall, take a look into one of those high interest (predator) loan places or car title loans, take it out 2-4 weeks before school starts, then immediately pay it off when you get your new aid.