I am interested to be an insurance salesman. I live in PA. How can I prepare for the license?

Question

I am interested to be an insurance salesman. I live in PA. How can I prepare for the license? I should find some agency where I can work first or I need to pass some tests first? If any insurance agency around Philadelphia is interesting to contact me.? With I have sales experience in other marketing industry more than 10 years. I am a bilingual speaker in English and Chinese.

Answer 1

You will need to complete 24 Hours of pre-licensing education credits. Once you complete the credits; you will be issued a certificate to take the PA State  Exam.

The best way to prepare is to study all available course materials you are provided.

-Here is the link the Pennsylvania Department of Insurance

http://www.ins.state.pa.us/ins/site/defa...

-Here is thelink to a (PDF) file which has all the instructions

http://www.ins.state.pa.us/ins/lib/ins/p...

In addition; I would definitely talk to existing agencies to see if they are looking to take on a new person and train them to be an agent.

Find a good agency; you can work for and learn the basic Ins & Outs of the insurance business!

After that, just Sell and Sell some more!

You should be able to use your bilingual ability to your advantage by being the "Go-To" Insurance Professional within the Chinese Community.  Many Insurance agencies will find this as a GREAT plus as they are always looking to Expand in Diverse/Niche Markets.

I STRONGLY believe working with an existing agent for a year or two or more (If you choose)  is a great way to get your feet wet.  You can always dive in later on and open your own shop if you choose.

I've worked on the carrier-side in claims and sales.  Consulted for Direct Carriers and Agents.  My best experience has been as an Independent Agent.

This is my opinion;  Work with a Good Size Independent Agency which has a lot of Insurance Company appointments and diverse selection of Home, Auto, Life and Commercial products.

Answer 2

PIA in PA is very active, and does a lovely licensing prep course.   www.iiaa.org to find the PA chapter.  I think they're in Scranton, but they'll have Philly classes.

Answer 3

Before you can sell insurance, you need to get licensed in the state which you wish to sell insurance in. In order to get licensed, you must attend an insurance school  for a mandatory number of hours (48 hours class time in NJ). In order to sit for the PA state licensing exam, you'll need to pass the insurance school's exam and receive a certificate of completion. You don't need to work for a company -- you can be an individual producer and work for yourself as a broker. You'll need to get affiliated with a General Agency (housing hundreds of companies) and you'll be good to go! Check out Crump Life Insurance for your General Agent. Email me for more info.