I am looking for a typical monthly budget for a family of four.

Question

I am looking for a budget that represents the average American family. It ust have the expenses breakdown like food, gas, rent, electricity, spending, savings, etc........

Answer 1

mortgage: 3200

auto loans: 615

credit card minimums: 450

utilities: 600

phones: 310

auto/health/life insurance: 420

gasoline: 550++

groceries: 850

cable TV / Internet: 150

Other expenses:

Child care/day care/camp: 500++

other loans: ?

normal families are spending about 6k / month and saving ZERO

Answer 2

My family of four (2 adults, 2 teenagers).  I'm a SAHM and hubby is the only breadwinner.  

Rent.......................630

Car Payment...........317

Gas........................200 (highway robbery I tell ya, but he has to get to work)

Cable/phone/internet (all on one bill)....180

Cell Phones x 3.......110

Bank Fees.................15

Insurance for car and house......100

Electricity..................100 (equal billing)

Savings.....................100 (minimum $50 per pay, we put more when we can)

Food.........................500

Allowance.................120 (this includes kids @ $5/week each and husband @ $20/week.  I don't need one -- I do the shopping, and I trust myself)

Misc (clothing, oil changes, gifts etc).........100 (IF we can afford it)

Total......................$2472

Health & life insurance, as well as retirement savings come directly off his pays so we don't need to budget for that.  But it's roughly $400/month.  We have no credit card debt.

Answer 3

mortgage: rent: 350.00

auto loans: none

credit card minimums: none

utilities: 125.00 maximum /summer or winter

phones: cell: 59.95

auto//life insurance: monthly:128.00

gasoline: one car: 60.00

groceries: 350.00

cable TV / Internet: 55.00

Other expenses:

Child care/day care/camp:none

other loans: ?one  trip to Africa : 3,000.00