I am looking for an amortization schedule that I can build myself, with the payments that I have already made.

Question

I have fallen behind in my house payments and am just now catching up, and I want to build my own amortization schedule from the full payments that I have made and the (not so full) payments that I have made to see where I am at paying off my house...PLEASE HELP!

Answer 1

If youo have any experience in using Excel, there is a formula that can do this for you.  I have a massive spread sheet that keeps track of all our mortgages.  If I make an extra payment, I just put it in the "Extra Payment" column.

Answer 2

This is probably the best thing you could use, but it wouldn't be entirely accurate due to your late payments.

http://www.bankrate.com/brm/mortgage-cal...