I am not sure...?

Question

Hello I am 17 have my Ged and am thinking about attending Heald University in Honolulu but have no credit for loans and dont know about housing help?

Answer 1

There are so many uses for old secured personal loans, and the chances are you will be able to get one quickly and easily. It's a common idea that only homeowners can get loans from finance companies. That just isn't true, most people can apply for, and receive an unsecured personal all kinds of uses. You can get loans from a few hundred pounds, up to £25,000, unsecured. These loans can be used to buy a new car, a holiday abroad, a new kitchen, the latest cell phone available, or just about anything<!--else. It is a true that you will probably pay more interest than a homeowner who takes out a secured loan. But on the other hand, they have to take out a second mortgage to get their hands on the money.

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With an unsecured loan, you don't need anything, apart from the application form and a good broker. All kinds of people can apply for unsecured loans, tenants, young people, retired people, people with good and bad credit, you can even get a same-->day loan, and some companies let you apply online. The interest rate you pay will be made very clear to by the broker before you sign anything. As will the amount of the monthly payment, and how long you have to make those payments for. Any quality broker will go out of his way to make sure you understand these rules.

Answer 2

Make an appointment to speak with the school's financial aid office.  They can talk to you about your options and what is available, and the cost.  This way you will have some hard information to take away and make a well grounded decision.  

The first option students are advised to follow is to apply for federal grants and loans.  You can do this by completing the FAFSA (Free Application for Federal Student Aid) online at www.fafsa.ed.gov.  This form will give your financial aid office the starting point it needs to determine what your eligibilty will be for Pell grants from the govt. and any other need-based aid you may qualify for.  

Federal Stafford loans are available to all students who are enrolled at least half-time in a degree program.  These loans are not credit based.  However, the amount you can borrow per year is limited to your year in school and dependency status.  

Good luck!