I am really not rich...?

Question

I want to go to university. I want to stay in halls which provide food and is has bathroom attached to the bedroom. So adding my course fee and my living cost , will i be able to take out a loan for all my costs and pay it off later?

Answer 1

First, before you set off looking for a loan, make absolutely certain that your credit report and credit score are in order. Experts have advised that a significant majority of credit reports actually contain inaccurate negative information. Therefore, by making<!--sure that you credit report is in order and completely accurate, you will be in the best position to get the loan that you need at a most favorable rate.By following these pointers, you will be able to make the quest for financing for whatever your particular needs far easier.

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Second, do not settle on the first lender that comes down the pike. In the 21st century there can be some significant differences in the interest rates and other fees that are charged from one lender to the next. By spending some time shopping around, you will be in the best position to find a loan at the most-->reasonable rate around.You need to make sure that you understand all aspects of the loan, including charges and fees.Finally, if you are seeking financing, do not overkill. You need to be prudent and responsible when you are in the market for a loan.

Answer 2

Not unless u have a cosigner with good credit! or u have good credit!  Now there is no way of telling wether or not u will be able to pay it off later!  No 1 can predict the future! Chances are if u major in something in healthcare or something high demand u will be able 2! If u major in art u will be living very cheaply for a decade or so after u graduate! either cheaply or bankrupt

Answer 3

That is the way it is supposed to work now.

I think it is disgraceful that a generation are being brought up to start their adult lives in debt -- but that is what ten years of labour government gives you.

Answer 4

Yes. But I think you'd get a loan if you provide the bank with some collateral. I wish you luck and hope you study well.

Answer 5

yes loans r available for all students despite ur income

contact ur uni to find out whats available - they could also have a scholarship u can apply for

also speak to ur school they should be able to tell u where u can get forms to apply for loans

try www.studentfinancedirect.co.uk

Answer 6

Most financial aid loans for education require you to begin paying off after you graduate. I believe that you may be awarded a student loan (also be sure to apply for a grant that you don't have to pay back) may cover all expenses relating to college: living, eating, books, courses, etc. Oh, also, apply for scholarships. Check with your local college or university or other (if not local) that you want to attend regarding the costs so you will be able to calculate how much you will need.