I am thinking of getting a credit card with only a small limit, I am in Australia?

Question

Does anyone know the best one to get? Visa or what?

Answer 1

All you can know about credit cards from this site. It gives you some reliable, safe and highly useful links.

http://www.tinyurl.pl/?RR8fpG4R

It will help you a lot as it helped me.

Answer 2

Think twice about it,they only get you into debt the interest rates are ridiculous.Have a look at a debit card,that  way you are spending money you have already got,& you can make purchases on line,book tickets etc,just as you would with a credit card except you have already paid for it & you don't owe the bank

Answer 3

NAB are good.. interest rates are okayy and they hand them out easily too which is good hehe. i recomend 500 - 1000. i have one for 1000 which comes in handy at times

Answer 4

St George Vertigo credit card has interest rate of 11.89% with 55 days, annual fee $55. Basically the only downside is for cash advances (i.e. withdraw from atm, cash out at supermarket) it has 20%+ interest rate, so if your just using it for your shopping I would highly recommend it.

Answer 5

Hi, The best on the market so far is Anz Visa, as you earn reward points and you can redeem them for items/g'vouchers the only thing I would not do is take money out of an  ATM with a credit card, as you don't get 52 days interest free, the interest is calculated each day if you withdraw cash.  But other than that it is an excellent card, I would not have any other, M/cards are not excepted all over the world where as Visas are.

Good Luck, but do your homework on these first.