I am trying to purchase somthing online but they ask for a credit card. Why cant I use my debit card?

Question

They ask for a number on the signature line. There Is none on my debit card.

Answer 1

If your debit card has a credit card logo on it (Visa, Mastercard etc.) then you will be able to use that as if it were a credit card to purchase something online.  If you purchase something using the credit option for your debit card it usually takes 3 or 4 days to be debited from your checking account rather than immediately if you were to use the debit function which requires you to input your PIN.

Answer 2

You can. Your debit card is also a credit card. I use my debit card all the time, but occasionally I have to use it as a credit card. For example, yesterday I was taking a ferry. I gave the toll gate guy my card, and he gave me one of those screens to write my name on with the wand...so I knew it was a credit card transaction. Only when you use for four-digit pin number are you using it as a debit card. So go ahead and use it...it is routine to ask for the number on the signature line...I did recently in buying an airline ticket online.

Answer 3

Your debit card needs to have a MasterCard or Visa symbol on your card for it to work online.  Talk to your bank about upgrading.    Both methods pin & signature will come out of your account.    Just a note, when you receive your pin number.  Never use this number online.   Just use the 3 digit code on the bank of your card for phone & web purchases.

The four digit pin is for use at atm and use at some point of sale terminals.