I bet you can't ANSWER this one!?

Question

i have a cheque for £100 however i have a service charge of £60 with my bank of course i dont want the money deducted from the £100 as its a birthday gift. i have a post office account that i have my working tax credits paid into, is there anyway i can have the cheque put into this account?

the cheque is written to me.

Answer 1

Yes any bank acc. will take the cheque

Answer 2

u should be able to pay into your PO account, if not just walk into another bank and open a new account then pay it in there

Answer 3

no but you can cash your cheque at a specialist shop that cashes cheques they will take around £4 off the cheque for service charge but its better than £60

Answer 4

Take the cheque to the post office. They will pay it into your account with them for you. You will need the post office account book too.

Answer 5

What do you mean you have a service charge of £60.00? There is no way any bank could get away with charging you that amount to cash a cheque. If your not happy with your bank simply go and open another account with a different bank and submit the cheque there.

Answer 6

no take it to a cheque exchange they will charge about £5 to cash it its got to be better than a £60

Answer 7

But you OWE the £60 due to your being overdraft.  Since you have to pay it anyway, use the £100 to cover it and manage your account better.  It really does not matter that the £100 was a birthday gift or salary, it should be just cash to you.