I know I made a really big mistake, but here's my situation. I bought a bike in June 2007. I was dating my ex at the time. three months later, I decided a bike was not for me, so I lent it to him. He made the payments, and we agreed that the name would be transferred to him. I was busy with work at the time, but never took the iniative to get it transferred to his name. We ended breaking up. A little later, the bike was stolen. Everything is under my name. I talked to him about a week ago. He said he would still have it transferred to his name because it was his fault. Verbally, we know it's his responsibility, but by hard proof, it's mine. Now, he's been avoiding me to get everything transferred to his name. What can I do? I don't want bad credit (He already made some late payments).
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