I cannot afford college out of pocket but my EFC is 11450. How do they expect me to go to college??

Question

It's not like I make TONS of money, I make $12 and my hubby makes $11. Not a lot when my mortgage is $850. I don't get it. How do I pay for college and do I NEVER qualify for grants because we don't have kids???? That's not fair !

Answer 1

Maybe go back and recheck it.  That seems a little off.  I worked two jobs, one full time making $11/hr and one 3/4th time making $8/hr.  I do have a daughter and my EFC is 0.  Are you sure its not 1145? I would just go over your info to make sure you typed everything in right.  If it is right, then talk to the Financial Aid department.  You could get a student loan through the school (they really dont go by credit, and you wont need a cosigner).  Just get something small though so when it comes time to pay it back you dont owe a arm and a leg.

Answer 2

are you sure it did not say 1145. you should definitely go back and review your fafsa to see if there was an incorrect number placed somewhere. i have never heard of a efc for that much. go to your fin aid counselor at the school and see if they can walk you through it...

Answer 3

If it were easy everyone would do it and no one would need it.  I would recomend going part time so you can pay as you go or take out federal student loans if you are classified as a jr or senior.  Just be sure you don't borrow more than the cost of your tuition, fees and books.

It's well worth it.  I did it and so can you.  

Those who have kids and go to school are less likely to graduate... think about this positively!!